Administrative tasks aren't fun at any point in your life, but many of them assume a new significance as an expectant parent. One major item on the list of "stinks to think about, pain to deal with" items is life insurance.

Those of you who already have life insurance should revisit your policy before the birth of your child. Talk to your representative to see if an adjustment to your policy might be in order. Keep in mind that if something were to happen to you or your partner, the survivor would be burdened with caring for a child and earning a living, all while grieving. This situation could sadly be worsened by a less than ideal financial situation. Life insurance can help make thing a little less troublesome in a difficult time when the care of a child is involved.

For those of you without life insurance, I would strongly suggest that you consider a small term life insurance policy. Contact a life insurance broker for solid quotes, but relatively healthy people should be able to get policies for less than $30 a month. Make sure that both parents have a policy, as the loss of either could cause a major hardship for the survivor and affect the well being of the child.